One USDC balance, spendable on any supported chain. Deposit from Sepolia, Base, Arbitrum, Optimism, Polygon β settle on Arc in seconds. No bridge clicks, no chain switching, no wrapped tokens.
Total Unified Balance
βUSDC
Connect wallet to view your balance across all Gateway chains.
Per-chain breakdown
Chain
Available Β· Pending
Wallet (USDC)
Actions
Pending withdrawals
Unified Balance is NOT a single shared pool. Each supported chain has its own
GatewayWallet contract (same address 0x0077β¦19b9, deployed independently).
Depositing on Sepolia stores your USDC in Sepolia's contract; depositing on Fuji stores it in Fuji's. Circle's
REST API then sums all of them into one number = "Unified Balance".
To spend cross-chain: pick a source chain (USDC will be burned from its GatewayWallet) and a
destination chain (USDC minted there). Whole flow takes ~30s with a single EIP-712 signature β no bridge tx, no
wrapped tokens. Tip: deposit on Avalanche Fuji β credits in ~30s vs ~12-15min for
Sepolia / L2 chains (block-finality bottleneck).
How Unified Balance works
// STEP 1
Deposit
Approve USDC and call deposit() on Circle's GatewayWallet. Funds are escrowed and credited to your unified balance immediately.
// STEP 2
Aggregate
Gateway's REST API tracks deposits across every supported chain and returns one aggregated number per token, per address.
// STEP 3
Spend instantly
Sign an EIP-712 burn intent β submit to /v1/transfer β receive an attestation β call gatewayMint on the destination. Done in seconds.
// STEP 4
Withdraw
Need to exit? Initiate a withdrawal on any chain holding your funds; after the protocol delay finalize and the USDC returns to your wallet.
Deposit USDC
Source chain
Amount
Wallet balanceβ
Currently in Gatewayβ
Withdraw USDC
Chain
Amount
Available in Gatewayβ
Withdrawal delayβ
Withdrawals are 2-step: initiate now, then finalize after the delay. We'll show pending withdrawals on this page.
Spend cross-chain
From (USDC will be burned here)
To (destination chain β USDC will be minted here)
Amount
Recipient
β‘ Unified spend plan
Source availableβ
Spendable cross-chain (after fee headroom)β
Unified mode spends from multiple chains in one transfer. You'll sign once per source chain (e.g. 3 sigs if 3 chains contribute), then receive ONE attestation that mints the combined amount on the destination β exactly like having a single cross-chain balance.